The fear of not having enough money is really about something else: fearing that we ARE not enough.

Yes, sometimes life gets harder before it gets better . That doesn't mean that it'll always be difficult, forever.

Here's how I know that you're doing great : because you're here, and you showed up.

You may have quit any number of things, and therefore you think that you're lazy. The thing is, you're not lazy. You're just afraid. So here's what to do when you feel "lazy" : acknowledge that actually, you're afraid. It's the fear that makes you want to shut down, not some kind of inherent flaw.